Right Way Credit Union
41 High Street, Paisley

Tel: 0141 889 7442
email: info@rwcu.co.uk
Fax: 0141 848 6813

Personal Loan

Personal Loan 

Right Way Credit Union Loan

How do I apply for this loan?

Click here to check if you are eligible to apply.

Online - If you wish to apply for this loan, you can register for online access following this link "Activate Account" and apply online via our Mobile App.

To download our App, please click on the links below - 



Along with your loan application we require your proof of income. This includes 2 months bank statements which you can provide through open banking by clicking here

Alternatively, you can send copies of your bank statement and other proof of income via email info@rwcu.co.uk 

*Please note that we will be unable to process your loan without proof of income. Please email your proof of income to info@rwcu.co.uk 

Office - If you wish to apply for this loan in our office you will have to complete a loan application form, please see Loan Application Checklist below for what you will need to bring with you. Failure to bring the correct documentation for the loan will result in a delay. We can only accept loan applications that have the correct proof of income.

Right Way Credit Union Loan Application Checklist

Terms and Conditions apply 


You must be 18 or over to apply for a loan.

Loan Value - Minimum amount £500.

You must NOT be using debt Management Company or are in the process of being declared bankrupt or entering into a Trust Deed or a Debt Arrangement Scheme as we will not be able to process the loan.

Loan applications may be subject to a credit search. 

For members who rely solely on benefits for an income loans are capped at £3,000.

When you have a loan running your savings are held as security against your loan, this means that no share withdrawals can be processed whilst your loan balance is higher than your savings balance, for more information please send us an email to info@rwcu.co.uk

After applying we will require you to supply proof of your income; please see checklist above for what proof of income will need to be provided.

You can also use the secure message service on your online account to contact us. 

For more information and further terms and conditions, please contact the office on 0141 889 7442 or you can send us an email to info@rwcu.co.uk 

If you have received arrears letters on your current loan this may affect any future borrowing. It is your responsibility to ensure your loan is paid up to date. If you are in financial difficulty please contact us on 0141 889 7442.

More Information


Annual General Meeting 21.04.21